The proposed mental health parity rule by the Biden administration is causing concern in the health-care industry due to a new test that could eliminate common cost-control techniques for employee health plans. The proposal includes a “substantially all” test which mandates that “non-quantitative treatment limitations” (NQTLs) must be applied equally to mental health benefits as they are to medical and surgical benefits under the Mental Health Parity and Addiction Equity Act.
According to the Departments of Health and Human Services, Labor, and the Treasury, NQTLs can include requirements like prior authorization for care. This means that any restrictions or requirements imposed on mental health benefits must be similar to those imposed on medical and surgical benefits.
The health-care industry is worried that this new test could restrict their ability to control costs for employee health plans, as they may no longer be able to implement certain cost-cutting measures that are commonly used. This could have a significant impact on how mental health services are provided and accessed within employee health plans.
While the proposals are not yet finalized, many in the health-care industry are closely watching the developments and preparing for potential changes to how mental health benefits are managed within employee health plans. Some experts predict that the new rule could lead to an increase in costs for employers, as well as a decrease in accessibility of mental health services for employees.
The Biden administration has stated that it aims to ensure equal access to mental health services for all Americans, regardless of their financial status or insurance coverage. However, some critics argue that these proposals could lead to unintended consequences such as higher costs for employers and decreased flexibility in managing employee benefits.
As the debate continues, it remains uncertain how this proposed rule will ultimately impact the mental healthcare industry. However, one thing is clear – access to mental healthcare is a critical issue that requires attention and action from both policymakers and healthcare providers alike.